What must be recorded to formally remove a lien?

Prepare for the Ohio CPLTA Eastern States Test. Use flashcards and multiple choice questions with hints and explanations. Get ready for your certification exam!

To formally remove a lien, it is essential to provide documentation of payment. This documentation serves as proof that the debt secured by the lien has been satisfied. When a lien is placed on a property, it indicates that the owner has an outstanding obligation, such as a mortgage or a judgment. Therefore, to lift the lien, the property owner must usually pay off the debt, and the lender or creditor must provide written confirmation that the payment has been received. This confirmation is often referred to as a "release of lien" or "satisfaction of lien." Recording this documentation with the appropriate government authority is crucial as it updates the public record to reflect that the lien no longer exists, thus clearing the title of the property for the owner.

The other options do not fulfill the requirements for lien removal. New tax assessments pertain to property valuations and taxes but are unrelated to the existing lien. Legal affidavits might be used in various legal matters but do not necessarily serve as proof of lien satisfaction. Photos of the property do not provide any information regarding financial obligations or payments made, so they cannot be used to remove a lien.

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